Understanding Worker Compensation Claims

Man Falling - Workers' Compensation

Getting injured at work can be overwhelming. In the unfortunate event that you are hurt on the job, be prepared. Learn more today about the benefits of workers’ compensation.

 

Workers’ Compensation: Steps To Get Started:

Step 1: Reporting the Injury

Step 2: Receiving Medical Treatment

Step 3: Employer Reports Injury

Step 4: Carrier Sends Info Packet to Employee

Step 5: Carrier Accepts or Denies the Claim

Step 6: Personalized Return to Work Plan

Step 7: Case Closes and Employee Returns to Work

 

Sustaining an injury at work leads to coverage provided by workers’ compensation insurance. If the injury leads to missing time from work, chances are you’ll also receive some form of compensation for those missed wages. Keep in mind: there is no guarantee that your employer has sufficient funds to cover your medical expenses and lost wages; if they don’t (or if they go out of business), these costs may become a financial burden for you. In many states, workers can file claims against their employers in addition to filing with workers’ comp for these sorts of damages.

Workers’ compensation typically covers any lost wages during your recovery period. These benefits vary widely depending on your injury, and from state to state. In most cases, workers’ compensation will cover your medical bills and provide disability payments. However, it does not pay to play fast and loose with these benefits—they may not always be available if you don’t have them covered in writing beforehand. Get the care you are entitled to and deserve. Contact EMD today!

Contact us today to schedule a free consultation. You deserve a trusted team of advisors on your side. Let us help you get the most out of your workers’ compensation benefits.

For more information regarding the workers’ compensation process, click here.