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How Do I Qualify for Social Security Disability Insurance (SSDI)?

If you are ill or injured so severely that you cannot work, Social Security Disability Insurance (SSDI) can provide you with the money you need to pay for your medical care and everyday expenses.

But determining whether you qualify for SSDI and then filing a claim are complicated endeavors. It's a good idea to put the knowledge of an experienced Albany, New York, firm like Erwin, McCane & Daly on your side.

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The definition of "disability" under Social Security is different than other programs. Social Security pays only for total disability. No benefits are payable for partial disability or for short-term disability. The Social Security Administration considers you disabled under Social Security rules if you meet all three of these criteria:

  • You cannot do work that you did before.
  • It determines that you cannot adjust to other work because of your medical condition(s).
  • Your disability has lasted or is expected to last for at least one year or to result in death.

Rely On Experienced And Knowledgeable New York Disability Eligibility Lawyers

To qualify for Social Security Disability benefits, you must first have worked in jobs covered by Social Security. Then, you must have a medical condition or conditions that meet Social Security's definition of disability. Typically, the Social Security Administration pays monthly cash benefits to people who will be or have been unable to work for a year or more because of a disability.

Benefits usually continue until you are able to work again on a regular basis. There are also a number of special rules, called "work incentives," that provide continued benefits and health care coverage to help you make the transition back to work.

If you are receiving Social Security Disability benefits when you reach full retirement age, your disability benefits automatically convert to retirement benefits, but the amount remains the same.

Schedule A Free Consultation With Our Attorneys Today

Don't tackle this complicated process on your own. Many individuals who go through it alone have their claims denied and then give up even though they have a legitimate SSDI claim.

Are you asking yourself, "How do I qualify?" The experienced attorneys at Erwin, McCane & Daly offer a free initial consultation. Call 518-449-2245 or email us to schedule an appointment.

In a Social Security case, a lawyer is not entitled to collect a fee unless the client is awarded benefits. Fees are regulated by Social Security and prior approval is required before an attorney can collect a fee. Generally, Social Security will approve a fee of 25 percent of past due benefits capped at certain amount.